Health Insurance for Expats and Visitors in Colombia

EPS enrollment, prepaid medicine, and international insurance — the real options, compared.

Bottom line up front: Expats and long-term visitors have three general coverage paths in Colombia — EPS enrollment, private prepaid medicine plans, or international health insurance — each with different costs and access trade-offs.
OptionTypical monthly costBest for
EPS enrollment (public system)$40–$80 (income-based)Legal residents wanting baseline system access
Prepaid medicine (medicina prepagada)$80–$200Faster access, higher-end private facilities
International health insuranceVaries widely by provider and coverageExpats wanting coverage that travels with them
Figures are typical 2026 ranges, not guaranteed rates — verify current pricing directly with providers.

EPS enrollment specifically

Available to legal residents (including those on Colombia's digital nomad or other long-term visas), EPS enrollment provides access to the broader public-system network covered in our public vs private explainer.

Prepaid medicine (medicina prepagada)

A Colombia-specific private coverage model offering faster access and higher-end facility access, often used alongside or instead of EPS by those who can afford it — the tier most aligned with the private facilities covered via colombiamedical.co.

International health insurance

Relevant for expats wanting coverage that extends beyond Colombia, or shorter-term visitors not eligible for EPS — typically the most expensive of the three options but the most portable.

The Takeaway

Your specific residency status and how long you plan to stay should drive this choice more than cost alone — EPS eligibility specifically depends on your visa status.